What are Deposits and Payouts?

Definition:

Deposit: adding funds to a player’s account balance to place bets.
Payout: transferring funds from the player’s account back to the player via an approved payout method.

Key concepts operators manage:

Processing times: instant vs pending vs manual review.
Pending status: payouts may be queued for verification, AML checks, or operational review.
Minimum/maximum limits: set by the operator, PSP, or payment method.
Processing conditions: checks that may affect when funds become available (where applicable and clearly disclosed).
Closed-loop policies: paying out to the same method used for deposits (common for cards/e‑wallets) to reduce fraud and comply with AML.

Common payout checks:

Identity verification (KYC) completion.
Payment method ownership verification.
AML transaction pattern checks.
Responsible gambling and self-exclusion restrictions.

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Related Terms

Source of Funds / Source of Wealth

Source of funds (SoF) is the origin of the money a player uses for deposits. Source of wealth (SoW) is how the player built up their overall wealth.

Customer Due Diligence (CDD / EDD)

Customer due diligence (CDD) is the set of checks an operator carries out to know who the player is and assess their risk level. Enhanced due diligence (EDD) is a deeper level of checks for higher-risk cases.

Transaction Monitoring

Transaction monitoring is the automated review of player payments and betting activity against rules and thresholds to detect activity that needs a closer look, such as possible money laundering or fraud.

Open Banking

Open banking is a way of sharing bank data and starting payments through secure bank APIs, with the account holder’s consent. In iGaming it is used for account-to-account (A2A) deposits and payouts.

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